Learn how overcollateralization works in DeFi, why crypto loans require more collateral than the debt, and how LTV, price volatility and liquidation interact....

Learn how to choose a DeFi network by comparing transaction costs, liquidity, protocol depth, assets, bridge exposure and blockchain security risks....

Learn how crypto lending works for lenders and borrowers, including collateral, LTV, liquidation thresholds, variable interest rates and protocol risks....

Learn when not to use DeFi based on self-custody skills, time horizon, liquidity needs, smart contract risk, costs, leverage and protocol warning signs....

Understand why past performance cannot predict future returns, how investment results can be presented selectively and which factors provide useful context....

Learn how survivorship bias can overstate investment results by excluding failed funds, companies or strategies, and how to recognise incomplete datasets....