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COMING SOON

Turn your spare change into crypto with round ups

100% AUTOMATEDCANCEL ANYTIME
100% AUTOMATEDCANCEL ANYTIME

Round up your daily expanses and automatically use the difference to buy Bitcoin or any crypto assets of your choice.Invest in crypto effortlessly, by just living your life and paying for your everyday things as usual.

 

€25
SHOPPINGCOFFEEGYMSUBSCRIPTIONSNIGHT OUT

what’s a crypto round up?

Alright let’s say you get a coffee before going to work and pay €2.60 for it. That spending is rounded up, becoming €3, and the spare €0.40 are automatically invested in crypto. Voilà.

So now your groceries, cinema tickets, gym membership, streaming subscriptions, even your latest guilty pleasure: every single expense helps build your crypto portfolio, gradually, without changing how you live or spend.

How it works

Pick an asset and multiplier

Pick an asset and multiplier

Choose the crypto you'd like to invest in and how much you want to boost each round up.

Connect your bank

Connect your bank

Link your bank account securely with read-only access, and select the card you'd like to pay with.

Spend as usual

Spend as usual

Confirm, and just keep using your card for your everyday spendings as usual. The rest is automatic!

Pick an asset and multiplier

Pick an asset and multiplier

Choose the crypto you'd like to invest in and how much you want to boost each round up.

Connect your bank

Connect your bank

Link your bank account securely with read-only access, and select the card you'd like to pay with.

Spend as usual

Spend as usual

Confirm, and just keep using your card for your everyday spendings as usual. The rest is automatic!

Slide 1 of 3

Boost your round ups with multipliers

Want to invest faster? Simple, just choose a ×2, ×5 or ×10 multiplier, and each round-up gets accordingly boosted before it's invested.

Your purchasesTotalSpare Changex1 Multiplier
Coffee2.47€0.53€0.53€
Gym28.54€0.46€0.46€
Dinner34.50€0.50€0.50€
Train tickets67.89€0.11€0.11€
Groceries64.24€0.76€0.76€
Drinks29.50€0.50€0.50€
Total2.86€2.86€

You will invest 2.86€ in crypto!

You will invest 2.86€ in crypto!

Choose a multiplier

You’re always in control and free to adjust the Round Up multiplier to boost or slow down your investment anytime you want.

HOW does it look over time?

Here's an example of how much you could invest in a year with Round Ups. Choose a multiplier to see the difference it makes.

€ 2,400€ 1,200€ 480€ 240€ 0
1M2M3M4M5M6M7M8M9M10M11M12M
€ 2,400€ 1,200€ 480€ 240€ 0
1M2M3M4M5M6M7M8M9M10M11M12M

The information provided here is for education purposes only, your monthly investments will vary depending on your everyday spendings with the bank account provided for calculations.

Round Up
Investment in 1 Year

€240

Taking into account Bitcoin price moves

Choose a multiplier

Token:

Bitcoin

Period

1 year

Amount

20€

Frequency

Monthly

Based on an average of 40 bank transactions per month, average round-up of €0.50

WHY IT WORKS

Round Up is the easiest way to invest in crypto

Fully automated

You just set it up once, and it runs automatically for you without any manual effort.

Natural DCA

Spread your investment over time and effortlessly play the long-run strategy.

Start small

No need for hundreds of euros to get going. You invest your spare change, a little at a time.

Entire control

Adjust your boost multiplier and turn your Round Up automation off or on anytime you want.

Ready to invest with youR daily expenses?

Consistently build your crypto investment through your everyday payments using Venga’s Round Up.

 

OTHER WAYS TO INVEST IN CRYPTO RECURRENTLY

We have more ways you can set up a long term investment in crypto with us. Have a look!

Recurrent Buys

Invest in crypto weekly or monthly using Recurring Buys

Bundles

Invest in several assets through one single transaction with Crypto Bundles

ROUND UP FAQ

Everything you need to know about Round Up and how to get the most out of them with Venga.

  • Crypto Round Ups can make it easier to invest small amounts regularly without having to manually place each order. Because investments are linked to your everyday spending, you can gradually build your crypto over time. It’s a great method to invest little by little with a long-term strategy.
    Naturally, crypto prices still can go up and down, and round up investing doesn’t guarantee a profit, but it is one of the simplest ways to invest small amounts consistently.
  • A Round Up, or sometimes called Spare Change Investing, is an easy way to turn your everyday spare change into crypto. When you make a purchase, Venga rounds it up to the nearest euro and puts the difference towards your chosen crypto asset.
    For example, you spend €4.40 on something, and your purchase is rounded up to €5.00. The €0.60 difference goes towards your crypto investment.
    Small amounts will add up over time, without you having to think about every investment.
  • Crypto Round-Ups automatically collect the spare change from your eligible purchases and put it towards your crypto investment.
    Once you activate the feature, your purchases are rounded up to the nearest euro. The difference is collected, added up during the month, and the total amount gets invested in your chosen crypto according to your multiplier.
    So you can make the most of your spare change and make them contribute to your crypto portfolio.
  • Not exactly. In a way, Round Ups help you set up a variant of a DCA, but with a variable amount based on your spending. They are similar because both can help you invest regularly over time, but they work differently.
    A traditional Dollar-Cost Averaging (DCA), is the strategy you go for when setting up a Recurring Buy. Basically, you invest a predetermined amount at regular intervals (for example, €50 every month).
    With Round Ups, that amount depends on how much you spend, so both the investment can vary for each occurrence. However, both are pretty similar because they can help you invest regularly over time. They just work differently.
  • Setting up Crypto Round Ups is simple:
    1. Open the Venga app and from the dashboard, or a crypto page, tap on Round Ups
    2. Choose the crypto asset you want to invest in
    3. Select your payment source
    4. Choose your Round Up Multiplier

    Confirm and just keep on living as usual (don’t forget to spend using the selected card though) Once activated, everything else is automatic. Your eligible purchases can start generating spare change for your crypto investments.
  • Yes, of course. You always stay in control. You can pause, resume or stop your Round Ups investment plan whenever you need, or even adjust your multiplier at any time.
  • Your bank account connection allows us to read your daily transaction amounts and calculate round ups automatically. Your debit or credit card is used exclusively to charge the total aggregated round up sum in one single batch payment at the start of each week.
  • Once your weekly round ups reach the €10 minimum, the total is invested in the crypto asset you've selected. If you don't reach €10 in a given week, your round ups carry over and are invested the week you do.
  • You can use your spare change to invest in any listed and eligible cryptocurrencies available through Venga, including Bitcoin (BTC), Ethereum (ETH), Solana (SOL), and more. Available assets may change over time, so download the Venga app for the latest options.
  • Your Round Up investment depends on how much you spend and on the multiplier you choose.
    With the standard 1× multiplier, each eligible purchase contributes the difference between the purchase price and the next full euro. So, a €4.30 purchase generates a €0.70 Round Up. If the multiplier is set on 2x, that €0.70 spare change becomes €1.40.
    So the more you spend and the higher your multiplier (up to x10), the more you invest with Round Ups.
  • Yes, yes, and yes. Once your spare change has been converted into crypto, it becomes part of your wallet holdings and can be managed like your other assets in Venga. You can withdraw it any time you need, swap it to another crypto, or even put it on Earn if available.
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Venga Europe S.L. (provider of the Venga App) is registered as a Virtual Asset Service Provider and Custodian with the Bank of Spain under registration number D945